/* Lendora Capital prototype. Navy and gold theme taken from the brand banner. */

:root {
  --navy-900:#050f26;
  --navy-850:#081633;
  --navy-800:#0b1c3f;
  --navy-700:#12294f;
  --navy-600:#1b3766;
  --navy-500:#274a86;
  --gold-700:#9a7b14;
  --gold-600:#b8901c;
  --gold-500:#c9a227;
  --gold-400:#d9b747;
  --gold-300:#e8cf85;
  --gold-100:#f6ecd0;
  --cream:#fbf8f1;
  --sand:#f4efe3;
  --paper:#ffffff;
  --ink:#101d38;
  --ink-soft:#33415c;
  --muted:#68758f;
  --line:#e5e8ef;
  --line-strong:#d3d9e6;
  --ok:#1f7a4d;
  --ok-bg:#e8f5ee;
  --info:#1d4ed8;
  --info-bg:#e9eefb;
  --warn:#9a6408;
  --warn-bg:#fdf2e0;
  --bad:#a52033;
  --bad-bg:#fbeaec;
  --shadow-sm:0 1px 2px rgba(9,20,45,.06),0 1px 3px rgba(9,20,45,.05);
  --shadow-md:0 6px 18px rgba(9,20,45,.08),0 2px 6px rgba(9,20,45,.05);
  --shadow-lg:0 24px 60px rgba(6,17,43,.16);
  --radius:14px;
  --radius-sm:10px;
  --radius-lg:22px;
  --serif:"Playfair Display",Georgia,"Iowan Old Style","Times New Roman",serif;
  --sans:"Inter",-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  --gold-foil:linear-gradient(135deg,#8f6d0f 0%,#c9a227 22%,#f0dda2 48%,#c9a227 74%,#8f6d0f 100%);
  --navy-sheen:linear-gradient(150deg,#0b1c3f 0%,#12294f 45%,#081633 100%);
}

*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{
  margin:0;font-family:var(--sans);color:var(--ink);background:var(--cream);
  font-size:15.5px;line-height:1.62;-webkit-font-smoothing:antialiased;
}
h1,h2,h3,h4{font-family:var(--serif);font-weight:600;line-height:1.18;margin:0 0 .5em;letter-spacing:.1px}
h1{font-size:clamp(2rem,4.4vw,3.35rem)}
h2{font-size:clamp(1.5rem,2.7vw,2.25rem)}
h3{font-size:1.3rem}
h4{font-size:1.06rem;font-family:var(--sans);font-weight:650;letter-spacing:.2px}
p{margin:0 0 1em}
a{color:var(--navy-600);text-decoration:none}
a:hover{color:var(--gold-600)}
img{max-width:100%}
hr{border:0;border-top:1px solid var(--line);margin:2rem 0}
small{font-size:.82rem}
::selection{background:var(--gold-300);color:var(--navy-900)}

.wrap{width:min(1200px,92vw);margin:0 auto}
.wrap-narrow{width:min(880px,92vw);margin:0 auto}
.center{text-align:center}
.muted{color:var(--muted)}
.tiny{font-size:.78rem}
.mono{font-variant-numeric:tabular-nums;font-feature-settings:"tnum"}
.eyebrow{
  font-size:.72rem;letter-spacing:.22em;text-transform:uppercase;font-weight:650;color:var(--gold-600);
  margin:0 0 .9rem;display:block;
}
.eyebrow.on-navy{color:var(--gold-300)}
.lede{font-size:1.1rem;color:var(--ink-soft);max-width:62ch}
.gold-rule{width:74px;height:3px;border-radius:3px;background:var(--gold-foil);margin:0 0 1.4rem}
.gold-rule.center{margin-left:auto;margin-right:auto}
.stack>*+*{margin-top:1rem}
.row{display:flex;gap:1rem;flex-wrap:wrap;align-items:center}
.row.between{justify-content:space-between}
.row.end{justify-content:flex-end}
.grow{flex:1}
.hide{display:none!important}

/* ---------- brand mark ---------- */
.brand{display:inline-flex;align-items:center;gap:.7rem;color:inherit}
.brand:hover{color:inherit}
.brand svg{display:block}
.brand-text{display:flex;flex-direction:column;line-height:1}
.brand-name{font-family:var(--serif);font-size:1.3rem;font-weight:600;letter-spacing:.06em}
.brand-sub{font-size:.56rem;letter-spacing:.34em;text-transform:uppercase;color:var(--gold-600);margin-top:3px}
.on-navy .brand-name,.site-header.solid .brand-name{color:#fff}
.on-navy .brand-sub{color:var(--gold-300)}

/* ---------- public header ---------- */
.topstrip{background:var(--navy-900);color:#9fb0cc;font-size:.78rem}
.topstrip .wrap{display:flex;justify-content:space-between;gap:1rem;padding:.5rem 0;flex-wrap:wrap}
.topstrip a{color:#cfd9ea}
.topstrip a:hover{color:var(--gold-300)}
.site-header{background:var(--paper);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:60}
.site-header .wrap{display:flex;align-items:center;gap:1.4rem;padding:.85rem 0}
.site-nav{display:flex;gap:.3rem;margin-left:auto;align-items:center;flex-wrap:wrap}
.site-nav a{
  padding:.5rem .8rem;border-radius:9px;font-size:.9rem;font-weight:530;color:var(--ink-soft);
}
.site-nav a:hover{background:var(--sand);color:var(--navy-700)}
.site-nav a.active{color:var(--navy-800);background:var(--sand)}
.nav-toggle{display:none;margin-left:auto;background:none;border:1px solid var(--line-strong);border-radius:9px;padding:.45rem .6rem;cursor:pointer}
.nav-toggle span{display:block;width:18px;height:2px;background:var(--navy-700);margin:3px 0;border-radius:2px}

/* ---------- buttons ---------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:.5rem;
  font-family:var(--sans);font-size:.92rem;font-weight:600;letter-spacing:.01em;
  padding:.72rem 1.35rem;border-radius:11px;border:1px solid transparent;cursor:pointer;
  transition:transform .12s ease,box-shadow .2s ease,background .2s ease,color .2s ease;
  white-space:nowrap;text-align:center;
}
.btn:active{transform:translateY(1px)}
.btn-gold{background:var(--gold-foil);color:var(--navy-900);box-shadow:0 4px 14px rgba(184,144,28,.32)}
.btn-gold:hover{color:var(--navy-900);box-shadow:0 8px 22px rgba(184,144,28,.42)}
.btn-navy{background:var(--navy-800);color:#fff}
.btn-navy:hover{background:var(--navy-700);color:#fff}
.btn-ghost{background:transparent;border-color:var(--line-strong);color:var(--navy-700)}
.btn-ghost:hover{border-color:var(--navy-600);background:var(--paper)}
.btn-ghost-light{background:transparent;border-color:rgba(232,207,133,.45);color:var(--gold-100)}
.btn-ghost-light:hover{border-color:var(--gold-300);color:#fff}
.btn-quiet{background:var(--sand);color:var(--navy-700)}
.btn-quiet:hover{background:#ece5d5}
.btn-danger{background:var(--bad-bg);color:var(--bad);border-color:#f0cdd3}
.btn-danger:hover{background:#f6dfe3}
.btn-sm{padding:.45rem .85rem;font-size:.82rem;border-radius:9px}
.btn-lg{padding:.95rem 1.9rem;font-size:1rem}
.btn-block{width:100%}
.btn[disabled],.btn.disabled{opacity:.5;pointer-events:none}
.linkish{background:none;border:0;color:var(--navy-600);font:inherit;cursor:pointer;padding:0;text-decoration:underline;text-underline-offset:3px}

/* ---------- hero ---------- */
.hero{position:relative;overflow:hidden;background:var(--navy-900);color:#eaf0fb}
.hero-bg{position:absolute;inset:0}
.hero-bg svg{width:100%;height:100%;display:block}
.hero .wrap{position:relative;z-index:2;display:grid;grid-template-columns:1.05fr .95fr;gap:3rem;align-items:center;padding:4.6rem 0 4rem}
.hero h1{color:#fff;margin-bottom:1rem}
.hero h1 .gold{
  background:linear-gradient(120deg,#e8cf85,#c9a227 60%,#f0dda2);
  -webkit-background-clip:text;background-clip:text;color:transparent;
}
.hero p.lede{color:#c3d0e6;max-width:52ch}
.hero-actions{display:flex;gap:.8rem;flex-wrap:wrap;margin-top:1.8rem}
.hero-note{margin-top:1.6rem;font-size:.83rem;color:#93a5c4}
.hero-panel{
  background:rgba(255,255,255,.055);border:1px solid rgba(232,207,133,.24);border-radius:var(--radius-lg);
  padding:1.6rem;backdrop-filter:blur(6px);box-shadow:var(--shadow-lg);
}
.hero-panel h4{color:#fff;margin-bottom:1rem}
.hero-quote{border-left:2px solid var(--gold-500);padding-left:1rem;color:#cdd9ee;font-style:italic}

/* pillar strip under the hero, mirroring the brand banner */
.pillars{background:var(--navy-850);border-top:1px solid rgba(232,207,133,.18);color:#dfe7f5}
.pillars .wrap{display:grid;grid-template-columns:repeat(3,1fr);gap:0;padding:0}
.pillar{display:flex;gap:1rem;align-items:flex-start;padding:1.8rem 1.6rem;position:relative}
.pillar+.pillar{border-left:1px solid rgba(232,207,133,.18)}
.pillar-icon{
  width:46px;height:46px;flex:none;border-radius:50%;border:1.5px solid var(--gold-500);
  display:grid;place-items:center;color:var(--gold-400);
}
.pillar h4{color:#fff;text-transform:uppercase;letter-spacing:.14em;font-size:.82rem;margin-bottom:.3rem}
.pillar p{margin:0;font-size:.85rem;color:#a8b8d4;line-height:1.5}

/* ---------- sections and cards ---------- */
.section{padding:4.4rem 0}
.section.tight{padding:3rem 0}
.section.paper{background:var(--paper)}
.section.sand{background:var(--sand)}
.section.navy{background:var(--navy-sheen);color:#dbe4f4}
.section.navy h2,.section.navy h3{color:#fff}
.section.navy p{color:#b9c7e0}
.section-head{max-width:62ch;margin-bottom:2.4rem}
.section-head.center{margin-left:auto;margin-right:auto;text-align:center}

.grid{display:grid;gap:1.4rem}
.grid-2{grid-template-columns:repeat(2,1fr)}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-4{grid-template-columns:repeat(4,1fr)}
.grid-sidebar{grid-template-columns:2fr 1fr;align-items:start}

.card{
  background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);
  padding:1.5rem;box-shadow:var(--shadow-sm);
}
.card.pad-lg{padding:2rem}
.card.flat{box-shadow:none}
.card-link{display:block;transition:transform .15s ease,box-shadow .2s ease,border-color .2s ease}
.card-link:hover{transform:translateY(-3px);box-shadow:var(--shadow-md);border-color:var(--gold-300)}
.card h3{margin-bottom:.5rem}
.card-icon{
  width:48px;height:48px;border-radius:12px;display:grid;place-items:center;margin-bottom:1rem;
  background:linear-gradient(140deg,var(--navy-800),var(--navy-600));color:var(--gold-300);
}
.card-icon.gold{background:var(--gold-foil);color:var(--navy-900)}
.card-top{display:flex;justify-content:space-between;align-items:flex-start;gap:1rem;margin-bottom:1rem}
.panel{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow-sm);overflow:hidden}
.panel-head{
  display:flex;justify-content:space-between;align-items:center;gap:1rem;
  padding:1.05rem 1.35rem;border-bottom:1px solid var(--line);background:linear-gradient(180deg,#fff,#fcfaf5);
}
.panel-head h3,.panel-head h4{margin:0}
.panel-body{padding:1.35rem}
.panel-body.flush{padding:0}
.panel-foot{padding:1rem 1.35rem;border-top:1px solid var(--line);background:#fcfaf5}

.stat{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:1.25rem 1.35rem;box-shadow:var(--shadow-sm)}
.stat .label{display:block;font-size:.75rem;letter-spacing:.13em;text-transform:uppercase;color:var(--muted);font-weight:600}
.stat .value{display:block;font-family:var(--serif);font-size:1.85rem;line-height:1.1;margin:.45rem 0 .2rem;color:var(--navy-800)}
.stat .value.sm{font-size:1.4rem}
.stat .foot{display:block;font-size:.8rem;color:var(--muted);line-height:1.4}
.stat.navy{background:var(--navy-sheen);border-color:var(--navy-700);color:#fff}
.stat.navy .label{color:var(--gold-300)}
.stat.navy .value{color:#fff}
.stat.navy .foot{color:#a9bad8}
.stat.gold{background:linear-gradient(140deg,#fdf8ec,#f6ecd0);border-color:var(--gold-300)}

.feature{display:flex;gap:1rem;align-items:flex-start}
.feature .tick{
  width:26px;height:26px;flex:none;border-radius:50%;background:var(--gold-100);color:var(--gold-700);
  display:grid;place-items:center;font-size:.75rem;font-weight:700;margin-top:2px;
}
.feature h4{margin-bottom:.2rem}
.feature p{margin:0;color:var(--muted);font-size:.9rem}

.check-list{list-style:none;margin:0;padding:0}
.check-list li{position:relative;padding-left:1.7rem;margin-bottom:.6rem;color:var(--ink-soft)}
.check-list li::before{
  content:"";position:absolute;left:0;top:.55em;width:9px;height:9px;border-radius:50%;
  background:var(--gold-foil);
}
.section.navy .check-list li{color:#c6d3ea}

/* ---------- badges, pills, tags ---------- */
.badge{
  display:inline-flex;align-items:center;gap:.35rem;font-size:.74rem;font-weight:650;
  padding:.24rem .62rem;border-radius:999px;letter-spacing:.02em;white-space:nowrap;
}
.badge::before{content:"";width:6px;height:6px;border-radius:50%;background:currentColor;opacity:.85}
.badge.plain::before{display:none}
.badge-ok{background:var(--ok-bg);color:var(--ok)}
.badge-info{background:var(--info-bg);color:var(--info)}
.badge-warn{background:var(--warn-bg);color:var(--warn)}
.badge-bad{background:var(--bad-bg);color:var(--bad)}
.badge-mute{background:#eef0f5;color:var(--muted)}
.badge-gold{background:var(--gold-100);color:var(--gold-700)}
.chip{
  display:inline-flex;align-items:center;gap:.4rem;padding:.35rem .75rem;border-radius:999px;
  border:1px solid var(--line-strong);background:var(--paper);font-size:.82rem;color:var(--ink-soft);
}
.chip.active{background:var(--navy-800);border-color:var(--navy-800);color:#fff}
.chip:has(input:checked){background:var(--navy-800);border-color:var(--navy-800);color:#fff}
.chip input{accent-color:var(--gold-500)}
.coin{font-variant-numeric:tabular-nums;letter-spacing:.01em}
.asset-pill{
  display:inline-flex;align-items:center;gap:.35rem;font-size:.7rem;font-weight:650;letter-spacing:.08em;
  text-transform:uppercase;color:var(--gold-700);background:var(--gold-100);padding:.16rem .5rem;border-radius:999px;
}
.chip .count{font-size:.72rem;opacity:.7}

/* ---------- tables ---------- */
.table-wrap{overflow-x:auto}
table.table{width:100%;border-collapse:collapse;font-size:.9rem}
table.table th{
  text-align:left;font-size:.72rem;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);
  font-weight:650;padding:.75rem 1.35rem;border-bottom:1px solid var(--line);background:#fbfaf6;white-space:nowrap;
}
table.table td{padding:.85rem 1.35rem;border-bottom:1px solid var(--line);vertical-align:middle}
table.table tbody tr:hover{background:#fcfbf7}
table.table tr:last-child td{border-bottom:0}
table.table td.num,table.table th.num{text-align:right;font-variant-numeric:tabular-nums;white-space:nowrap}
.table-compact td,.table-compact th{padding:.6rem .9rem}
.rowlink{cursor:pointer}

/* ---------- forms ---------- */
.field{margin-bottom:1.15rem}
.field label,.label{display:block;font-size:.82rem;font-weight:620;color:var(--ink-soft);margin-bottom:.4rem}
.field .hint{font-size:.78rem;color:var(--muted);margin-top:.35rem}
input:not([type]),input[type=text],input[type=email],input[type=password],input[type=number],
input[type=tel],input[type=date],input[type=url],input[type=search],input[type=file],select,textarea{
  width:100%;padding:.72rem .9rem;border:1px solid var(--line-strong);border-radius:11px;
  font-family:inherit;font-size:.94rem;color:var(--ink);background:var(--paper);
  transition:border-color .15s ease,box-shadow .15s ease;
}
input[type=file]{padding:.55rem .9rem;background:var(--sand);cursor:pointer}
input[type=range]{width:100%;accent-color:var(--gold-600)}
input:focus,select:focus,textarea:focus{
  outline:0;border-color:var(--navy-500);box-shadow:0 0 0 3px rgba(39,74,134,.14);
}
textarea{min-height:120px;resize:vertical;line-height:1.6}
select{appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%2368758f' stroke-width='1.6' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat:no-repeat;background-position:right .9rem center;padding-right:2.2rem}
.input-prefix{position:relative}
.input-prefix span{position:absolute;left:.9rem;top:50%;transform:translateY(-50%);color:var(--muted);font-size:.94rem}
.input-prefix input{padding-left:1.9rem}
.field-row{display:grid;gap:1rem}
.field-row.two{grid-template-columns:1fr 1fr}
.field-row.three{grid-template-columns:repeat(3,1fr)}
.checkline{display:flex;gap:.7rem;align-items:flex-start;margin-bottom:.9rem;font-size:.9rem;color:var(--ink-soft)}
.checkline input{margin-top:.28rem;width:16px;height:16px;accent-color:var(--navy-700);flex:none}
.fieldset{border:1px solid var(--line);border-radius:var(--radius);padding:1.35rem;margin-bottom:1.4rem}
.fieldset legend{font-size:.76rem;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-700);font-weight:650;padding:0 .5rem}
.radio-cards{display:grid;gap:.85rem}
.radio-card{
  position:relative;border:1.5px solid var(--line-strong);border-radius:var(--radius);padding:1.05rem 1.2rem;
  cursor:pointer;transition:border-color .15s ease,background .15s ease,box-shadow .15s ease;background:var(--paper);
}
.radio-card:hover{border-color:var(--gold-400)}
.radio-card input{position:absolute;opacity:0}
.radio-card h4{margin-bottom:.15rem}
.radio-card p{margin:0;font-size:.85rem;color:var(--muted)}
.radio-card:has(input:checked){border-color:var(--navy-700);background:#f9fbff;box-shadow:0 0 0 3px rgba(39,74,134,.1)}
.form-actions{display:flex;gap:.8rem;flex-wrap:wrap;align-items:center;margin-top:1.6rem}

/* ---------- flash and callouts ---------- */
.flash{
  display:flex;gap:.8rem;align-items:flex-start;padding:.95rem 1.2rem;border-radius:12px;
  margin-bottom:1.4rem;font-size:.92rem;border:1px solid transparent;
}
.flash-success{background:var(--ok-bg);color:#14683e;border-color:#c3e5d3}
.flash-error{background:var(--bad-bg);color:var(--bad);border-color:#f0cdd3}
.flash-info{background:var(--info-bg);color:#1a3f9e;border-color:#cddafa}
.callout{border-left:3px solid var(--gold-500);background:#fdfaf1;padding:1rem 1.2rem;border-radius:0 12px 12px 0;font-size:.9rem}
.callout.navy{border-color:var(--navy-600);background:#f6f8fd}
.notice{background:var(--sand);border-radius:12px;padding:1rem 1.2rem;font-size:.87rem;color:var(--ink-soft)}

/* ---------- progress and meters ---------- */
.bar{height:7px;border-radius:99px;background:#e9ecf3;overflow:hidden}
.bar span{display:block;height:100%;border-radius:99px;background:var(--gold-foil)}
.bar.navy span{background:linear-gradient(90deg,var(--navy-600),var(--navy-500))}
.bar.thin{height:5px}
.meter-row{display:flex;justify-content:space-between;font-size:.8rem;color:var(--muted);margin-bottom:.35rem}

/* ---------- steps ---------- */
.steps{display:flex;gap:.4rem;flex-wrap:wrap;margin-bottom:2rem}
.step{
  flex:1;min-width:140px;padding:.75rem .9rem;border-radius:11px;background:var(--paper);
  border:1px solid var(--line);font-size:.82rem;color:var(--muted);display:flex;gap:.6rem;align-items:center;
}
.step .n{
  width:24px;height:24px;border-radius:50%;background:#eef0f5;color:var(--muted);
  display:grid;place-items:center;font-size:.75rem;font-weight:700;flex:none;
}
.step.done{border-color:#cfe6da;background:#f4fbf7;color:#14683e}
.step.done .n{background:var(--ok);color:#fff}
.step.current{border-color:var(--navy-700);background:var(--navy-800);color:#fff;box-shadow:var(--shadow-md)}
.step.current .n{background:var(--gold-foil);color:var(--navy-900)}

/* ---------- timeline ---------- */
.timeline{list-style:none;margin:0;padding:0;position:relative}
.timeline::before{content:"";position:absolute;left:11px;top:6px;bottom:10px;width:2px;background:var(--line)}
.timeline li{position:relative;padding:0 0 1.4rem 2.4rem}
.timeline .dot{
  position:absolute;left:4px;top:3px;width:16px;height:16px;border-radius:50%;
  background:var(--paper);border:2px solid var(--line-strong);
}
.timeline li.status .dot{border-color:var(--navy-600);background:var(--navy-600)}
.timeline li.money .dot{border-color:var(--gold-500);background:var(--gold-foil)}
.timeline li.created .dot{border-color:var(--gold-400)}
.timeline h5{margin:0 0 .15rem;font-size:.92rem;font-weight:640}
.timeline p{margin:0;font-size:.86rem;color:var(--muted)}
.timeline time{font-size:.76rem;color:var(--muted);display:block;margin-top:.25rem}

/* ---------- messages ---------- */
.thread{display:flex;flex-direction:column;gap:1rem}
.bubble{max-width:78%;padding:.9rem 1.1rem;border-radius:14px;font-size:.9rem;box-shadow:var(--shadow-sm)}
.bubble .who{font-size:.74rem;font-weight:650;letter-spacing:.06em;text-transform:uppercase;margin-bottom:.35rem;opacity:.75}
.bubble.staff{background:var(--navy-800);color:#e7edf9;align-self:flex-start;border-bottom-left-radius:4px}
.bubble.staff .who{color:var(--gold-300)}
.bubble.mine{background:var(--gold-100);color:var(--navy-900);align-self:flex-end;border-bottom-right-radius:4px}
.bubble time{display:block;font-size:.72rem;opacity:.7;margin-top:.4rem}

/* ---------- virtual card ---------- */
.vcard{
  position:relative;border-radius:18px;padding:1.5rem;color:#f3f6fc;overflow:hidden;
  background:var(--navy-sheen);box-shadow:var(--shadow-lg);aspect-ratio:1.586;max-width:400px;
  display:flex;flex-direction:column;justify-content:space-between;
}
.vcard::after{
  content:"";position:absolute;inset:0;
  background:radial-gradient(120% 90% at 110% -10%,rgba(201,162,39,.42),transparent 55%),
             linear-gradient(200deg,rgba(255,255,255,.09),transparent 40%);
  pointer-events:none;
}
.vcard.frozen{filter:grayscale(.65) brightness(.85)}
.vcard.pending{opacity:.85}
.vcard-top{display:flex;justify-content:space-between;align-items:flex-start;position:relative;z-index:2}
.vcard-brand{font-family:var(--serif);letter-spacing:.14em;font-size:.9rem}
.vcard-chip{
  width:44px;height:32px;border-radius:6px;background:var(--gold-foil);position:relative;z-index:2;
  box-shadow:inset 0 0 0 1px rgba(0,0,0,.18);
}
.vcard-chip::before,.vcard-chip::after{
  content:"";position:absolute;left:6px;right:6px;height:1px;background:rgba(0,0,0,.22);
}
.vcard-chip::before{top:11px}.vcard-chip::after{top:20px}
.vcard-number{
  font-size:1.24rem;letter-spacing:.16em;font-variant-numeric:tabular-nums;position:relative;z-index:2;
  font-family:var(--sans);font-weight:500;
}
.vcard-foot{display:flex;justify-content:space-between;align-items:flex-end;position:relative;z-index:2;font-size:.78rem}
.vcard-foot .k{font-size:.6rem;letter-spacing:.18em;text-transform:uppercase;color:#9fb2d3;display:block}
.vcard-asset{
  position:absolute;right:1.5rem;top:3.5rem;z-index:2;font-size:.66rem;letter-spacing:.14em;
  text-transform:uppercase;color:var(--gold-300);border:1px solid rgba(232,207,133,.4);
  padding:.2rem .5rem;border-radius:999px;
}

/* ---------- application shell ---------- */
.shell{display:grid;grid-template-columns:250px 1fr;min-height:100vh;background:var(--cream)}
.sidebar{
  background:var(--navy-900);color:#c8d4ea;padding:1.3rem 1rem;display:flex;flex-direction:column;gap:1.2rem;
  position:sticky;top:0;height:100vh;overflow-y:auto;
}
.sidebar .brand{padding:.2rem .5rem 0}
.side-group{margin-top:.4rem}
.side-title{
  font-size:.66rem;letter-spacing:.2em;text-transform:uppercase;color:#6d80a6;
  padding:0 .75rem;margin-bottom:.45rem;font-weight:650;
}
.side-link{
  display:flex;align-items:center;gap:.7rem;padding:.55rem .75rem;border-radius:10px;
  color:#c2cfe6;font-size:.88rem;font-weight:520;margin-bottom:2px;transition:background .15s ease,color .15s ease;
}
.side-link:hover{background:rgba(255,255,255,.07);color:#fff}
.side-link.active{background:linear-gradient(90deg,rgba(201,162,39,.22),rgba(201,162,39,.05));color:#fff;box-shadow:inset 2px 0 0 var(--gold-500)}
.side-link svg{flex:none;opacity:.85}
.side-link .pill{
  margin-left:auto;background:var(--gold-foil);color:var(--navy-900);font-size:.68rem;font-weight:700;
  padding:.05rem .42rem;border-radius:99px;
}
.side-foot{margin-top:auto;border-top:1px solid rgba(255,255,255,.09);padding-top:1rem}
.side-user{display:flex;gap:.65rem;align-items:center;padding:.4rem .5rem}
.avatar{
  width:36px;height:36px;border-radius:50%;background:var(--gold-foil);color:var(--navy-900);
  display:grid;place-items:center;font-weight:700;font-size:.82rem;flex:none;
}
.avatar.lg{width:52px;height:52px;font-size:1.05rem}
.avatar.navy{background:linear-gradient(140deg,var(--navy-700),var(--navy-500));color:var(--gold-300)}
.side-user .name{font-size:.86rem;color:#fff;font-weight:600;line-height:1.2}
.side-user .role{font-size:.72rem;color:#8fa2c2}

.main{display:flex;flex-direction:column;min-width:0}
.appbar{
  background:var(--paper);border-bottom:1px solid var(--line);padding:.9rem 2rem;
  display:flex;align-items:center;gap:1rem;position:sticky;top:0;z-index:40;
}
.appbar h1{font-size:1.3rem;margin:0}
.appbar .sub{font-size:.8rem;color:var(--muted)}
.appbar-actions{margin-left:auto;display:flex;gap:.6rem;align-items:center}
.icon-btn{
  position:relative;width:38px;height:38px;border-radius:10px;border:1px solid var(--line);
  background:var(--paper);display:grid;place-items:center;color:var(--ink-soft);cursor:pointer;
}
.icon-btn:hover{border-color:var(--line-strong);background:var(--sand)}
.icon-btn .dot{
  position:absolute;top:6px;right:6px;min-width:16px;height:16px;padding:0 3px;border-radius:99px;
  background:var(--bad);color:#fff;font-size:.62rem;font-weight:700;display:grid;place-items:center;
}
.content{padding:1.8rem 2rem 3rem;max-width:1400px;width:100%}
.page-head{display:flex;justify-content:space-between;align-items:flex-start;gap:1rem;margin-bottom:1.6rem;flex-wrap:wrap}
.page-head h2{margin:0 0 .25rem}
.breadcrumb{font-size:.8rem;color:var(--muted);margin-bottom:.4rem}
.breadcrumb a{color:var(--muted)}
.breadcrumb a:hover{color:var(--navy-600)}

.mobile-bar{display:none}

/* ---------- tabs ---------- */
.tabs{display:flex;gap:.25rem;border-bottom:1px solid var(--line);margin-bottom:1.5rem;overflow-x:auto}
.tabs a,.tabs button{
  padding:.65rem 1rem;font-size:.88rem;font-weight:580;color:var(--muted);border:0;background:none;
  cursor:pointer;border-bottom:2px solid transparent;white-space:nowrap;
}
.tabs a:hover,.tabs button:hover{color:var(--navy-700)}
.tabs a.active,.tabs button.active{color:var(--navy-800);border-bottom-color:var(--gold-500)}

/* ---------- misc ---------- */
.kv{display:grid;grid-template-columns:auto 1fr;gap:.55rem 1.4rem;font-size:.89rem}
.kv dt{color:var(--muted)}
.kv dd{margin:0;font-weight:530;text-align:right}
.kv.left dd{text-align:left}
.empty{text-align:center;padding:3rem 1.5rem;color:var(--muted)}
.empty .mark{
  width:56px;height:56px;border-radius:50%;background:var(--sand);color:var(--gold-600);
  display:grid;place-items:center;margin:0 auto 1rem;
}
details.faq{border-bottom:1px solid var(--line);padding:1.1rem 0}
details.faq summary{cursor:pointer;font-weight:600;list-style:none;display:flex;justify-content:space-between;gap:1rem}
details.faq summary::-webkit-details-marker{display:none}
details.faq summary::after{content:"+";color:var(--gold-600);font-size:1.2rem;line-height:1}
details.faq[open] summary::after{content:"−"}
details.faq p{margin:.8rem 0 0;color:var(--ink-soft)}
.disclose summary{cursor:pointer;font-weight:600;color:var(--navy-700);font-size:.9rem}
.spark{display:flex;align-items:flex-end;gap:4px;height:120px}
.spark div{flex:1;background:linear-gradient(180deg,var(--navy-500),var(--navy-800));border-radius:4px 4px 0 0;min-height:3px;position:relative}
.spark div:hover{background:var(--gold-foil)}
.legend{display:flex;gap:1.2rem;flex-wrap:wrap;font-size:.8rem;color:var(--muted)}
.legend i{width:10px;height:10px;border-radius:3px;display:inline-block;margin-right:.4rem}
.dot-list{display:flex;gap:.5rem;align-items:center;font-size:.82rem;color:var(--muted)}
.split{display:grid;grid-template-columns:1.35fr 1fr;gap:2.4rem;align-items:center}
.ratio{position:relative;border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow-lg)}

/* ---------- footer ---------- */
.site-footer{background:var(--navy-900);color:#9fb0cc;padding:3.4rem 0 1.6rem;font-size:.88rem}
.site-footer h5{color:#fff;font-size:.76rem;letter-spacing:.16em;text-transform:uppercase;margin:0 0 .9rem}
.site-footer a{color:#b9c7e0;display:block;padding:.2rem 0}
.site-footer a:hover{color:var(--gold-300)}
.footer-grid{display:grid;grid-template-columns:1.6fr repeat(4,1fr);gap:2rem}
.footer-bottom{
  border-top:1px solid rgba(255,255,255,.1);margin-top:2.4rem;padding-top:1.4rem;
  display:flex;justify-content:space-between;gap:1rem;flex-wrap:wrap;font-size:.78rem;color:#7d8fb0;
}
.footer-legal{max-width:70ch;font-size:.74rem;color:#6f82a4;line-height:1.6;margin-top:.8rem}

/* ---------- responsive ---------- */
@media (max-width:1080px){
  .hero .wrap{grid-template-columns:1fr;padding:3.4rem 0}
  .hero-panel{max-width:520px}
  .grid-4{grid-template-columns:repeat(2,1fr)}
  .grid-sidebar{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr 1fr 1fr}
  .split{grid-template-columns:1fr}
}
@media (max-width:900px){
  .shell{grid-template-columns:1fr}
  .sidebar{
    position:fixed;inset:0 auto 0 0;width:264px;transform:translateX(-100%);
    transition:transform .22s ease;z-index:80;box-shadow:var(--shadow-lg);
  }
  .shell.open .sidebar{transform:none}
  .mobile-bar{
    display:flex;align-items:center;gap:.8rem;background:var(--navy-900);color:#fff;padding:.7rem 1rem;
    position:sticky;top:0;z-index:70;
  }
  .mobile-bar .nav-toggle{display:block;border-color:rgba(255,255,255,.25);margin-left:0}
  .mobile-bar .nav-toggle span{background:#fff}
  .appbar{padding:.85rem 1.1rem;position:static;flex-wrap:wrap;gap:.6rem}
  .appbar h1{font-size:1.15rem}
  .appbar-actions{margin-left:auto}
  .hero-panel{max-width:none}
  .content{padding:1.2rem 1.1rem 2.5rem}
  .scrim{position:fixed;inset:0;background:rgba(5,15,38,.5);z-index:75}
}
@media (max-width:820px){
  .site-nav{
    display:none;position:absolute;top:100%;left:0;right:0;background:var(--paper);
    border-bottom:1px solid var(--line);flex-direction:column;padding:.8rem 4vw 1.2rem;gap:.2rem;
    box-shadow:var(--shadow-md);align-items:stretch;
  }
  .site-nav.open{display:flex}
  .site-nav a{padding:.7rem .8rem}
  .nav-toggle{display:block}
  .grid-2,.grid-3,.grid-4{grid-template-columns:1fr}
  .pillars .wrap{grid-template-columns:1fr}
  .pillar+.pillar{border-left:0;border-top:1px solid rgba(232,207,133,.18)}
  .field-row.two,.field-row.three{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr 1fr}
  .section{padding:3rem 0}
  .bubble{max-width:92%}
  .topstrip .wrap{justify-content:center}
  .topstrip .hide-sm{display:none}
}
@media print{
  .sidebar,.appbar-actions,.site-header,.site-footer,.mobile-bar,.no-print{display:none!important}
  .shell{grid-template-columns:1fr}
  body{background:#fff}
}