Working capital that arrives while the opportunity is still open
One hundred thousand to five million dollars for payroll, stock, equipment, a second site or the quiet month before a busy season. Fixed rate, fixed term, no early settlement penalty.
At a glance
- Amount
- $100,000 to $5,000,000
- Rate
- 8.9 to 16.5 percent fixed
- Term
- 6 to 84 months
- Origination fee
- 1.5 to 2 percent once
- Decision
- Three business days
- Early settlement
- Free, at any time
Pick the shape that matches the spend
Equipment and expansion loan
Secured against the asset being purchased, with longer tenors.
- Range
- $150K to $5M
- Term
- 12 to 84 months
- Rate band
- 9.40 to 15.90 percent
- Origination
- 1.50 percent
Working capital term loan
For inventory, payroll, marketing and day to day operating needs.
- Range
- $100K to $2M
- Term
- 6 to 60 months
- Rate band
- 8.90 to 16.50 percent
- Origination
- 2.00 percent
Have these ready and the file moves quickly
- Six months of business bank statements
- The most recent business tax return, where one exists
- Formation papers and your employer identification number
- Photo identification for each owner holding twenty percent or more
- A short note on what the money is for
Missing something? Start anyway. The application saves as a draft and the review desk will tell you precisely what is outstanding.
Eligibility
- Registered and trading in the United States
- At least two years of trading history
- Two million dollars or more in annual revenue
- A business bank account in the name of the company
What owners actually fund
Payroll through a slow quarter
Keep a trained team together while large receivables catch up.
Inventory before a season
Buy at the right price rather than the available one.
Equipment and fit out
Machinery, vehicles, kitchens and workshop build outs.
A second location
Deposit, build out and the first three months of running costs.
Refinancing costly debt
Replace daily repayment products with one fixed monthly figure.
Marketing with a measurable return
Fund a campaign you can point at with numbers.