Business funding guidance for small businesses
Clear, reliable and professional guidance that helps owners explore funding options, compare real numbers and plan for a stronger future. Business loans, crypto backed credit, startup grants and virtual cards, all managed from one profile.
No obligation. Checking your options never affects your credit score.
What a Lendora file looks like
Submitted on a Monday, decision issued on the Thursday, funds released the next morning.
Structured
A clear and organised approach, with the same checklist for every file.
Secure
Protecting your information at every step, from application through to funding.
Transparent
Honest guidance you can count on, with pricing published before you apply.
Capital shaped around the business you are actually running
Whether you need working capital next week, credit against digital assets, a grant to reach your first release, or a card your team can spend on safely.
Business loans
One hundred thousand to five million dollars for working capital, equipment and expansion.
From 8.9 percent · 6 to 84 months
Crypto backed loans
Borrow against Bitcoin, Ether or stablecoins without selling the position or a credit pull.
From 6.5 percent · Up to 65 percent ratio
Startup grants
Non dilutive awards of fifty thousand dollars and up for technology startups and small businesses in the United States.
$50,000 to $250,000 · No repayment
Crypto virtual cards
Hold bitcoin beside your dollars, swap either way in seconds, and spend from a crypto funded card.
Issued same day · Freeze in one tap
Four steps, and you always know which one you are on
Most owners tell us the worst part of funding is the silence. Lendora publishes the whole path, shows the stage your file sits at, and names the person reviewing it.
Open a profile
Two minutes. Your details are saved so you never retype them.
Complete the application
Guided steps with a draft saved automatically. Leave and return whenever you like.
Review and decision
A named reviewer works the file. If something is missing you are told exactly what.
Funds released
Accept the terms and money lands in your Lendora account, usually the next business day.
What we look at
Published underwriting factors
- Trading history and how long the business has operated
- Monthly revenue against monthly operating costs
- Existing debt and the cost of servicing it
- Collateral quality and the loan to value ratio for crypto files
- The plan for the money and how it creates repayment capacity
- Identity and business verification through our compliance desk
Grant programmes accepting applications
Non dilutive funding for founders and owners who are past the idea and into the build.
Tech Launch Grant
Non dilutive funding for early stage technology startups building in the United States.
Awards of $50K to $150K
Main Street Growth Grant
Support for established neighbourhood businesses investing in staff, space or systems.
Awards of $50K to $100K
Women Founders Fund
Capital and mentoring for companies with at least one woman in a founding role.
Awards of $75K to $200K
Estimate a repayment
For guidance only. Your rate is set after review and is shown before you accept anything.
The number you see is the number you sign
Rates are published, fees are listed once, and the repayment schedule is on screen before you accept an offer. There is no early settlement penalty on any Lendora facility.
- One origination fee, shown in dollars, taken from the advance
- No monthly service charge and no application fee
- Settle early at any time and keep the unearned interest
- Every schedule downloadable as a statement
Straight answers
Will applying affect my credit score
No. Reviewing your options and submitting an application creates a soft check only. A full check happens once, after you accept an offer in writing.
How long does a decision take
Most complete files are decided within three business days. Crypto backed files are usually faster because the collateral is verified directly.
What if I do not have two years of accounts
Talk to us anyway. Younger businesses are often better served by a smaller facility or by one of the grant programmes, and the funding desk will say so plainly.
Do I have to sell my crypto to borrow against it
No. The collateral is held in qualified custody for the term and released in full when the balance is settled.
Ready to see your options
Open a profile, complete an application at your own pace, and speak to a named reviewer who knows your file.