Raise dollars against digital assets without selling the position
Post Bitcoin, Ether or a major stablecoin into qualified custody and draw a dollar facility against it. No credit pull, no sale, and the collateral returns in full when the balance clears.
At a glance
- Amount
- $100K to $5M
- Rate
- 6.5 to 12.9 percent
- Term
- 3 to 36 months
- Maximum ratio
- 65 percent of collateral value
- Margin call level
- 75 percent
- Credit check
- None
The one number that drives everything
Loan to value is the size of your facility divided by the market value of the collateral. A lower ratio means a lower rate and much more room before a margin call.
Up to 50 percent
Best pricing. A five hundred thousand dollar facility against a million dollars of collateral.
50 to 65 percent
Accepted with a slightly higher rate. Watch the market and keep a top up ready.
At 75 percent
You have 48 hours to add collateral or repay part of the balance before any sale.
Worked example
| Collateral | Market value | Facility | Ratio | Rate | Room before a call |
|---|---|---|---|---|---|
| 15 BTC | $960,000 | $400,000 | 41.7 percent | 6.9 percent | 44 percent fall |
| 425 ETH | $1,963,500 | $750,000 | 38.2 percent | 7.4 percent | 49 percent fall |
| 1,200,000 USDC | $1,200,000 | $720,000 | 60.0 percent | 9.8 percent | Stable asset |
Figures are illustrative. Your rate is confirmed after the collateral is verified in custody.
Where your collateral actually sits
Collateral is transferred to a segregated address held by our qualified custody partner for the life of the facility. It is never lent out, never rehypothecated, and it is returned in full the day the balance clears.
- Segregated address per customer, with the address shown in your dashboard
- Daily valuation, and an alert the moment your ratio crosses seventy percent
- Forty eight hours to cure a margin call before any collateral is sold
- Partial release once your ratio falls below thirty five percent
- Full release on settlement, usually within one business day
Assets we accept
Put the position to work without giving it up
Verification of collateral usually takes under an hour during business days.
Start an application